Most of us dont think about credit until a specific event sparks out interest. Maybe we want to buy a car or home. Or perhaps we receive a preapproved credit card offer in the mail.
It's then that questions come to mind: What's in a credit report? How are credit-granting decisions made? How does my name get on a mailing list?
This information contains answers to these and other common questions about credit reporting and direct-marketing lists, two of Experians business activities. We're sharing this information to help people become more active, more effective partners in this important process.