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Frequently Asked Questions

How can mistakes get on my report?

If your credit report contains errors, it is often because the report is incomplete, or contains information about someone else. This typically
happens because:

  • You applied for credit under different names (Robert Jones, Bob Jones, etc.).
  • Someone made a clerical error in eading or entering name or address information from a hand-written application.
  • You gave an inaccurate Social Security number, or the number was misread by the lender. ¦ Loan or credit card payments were inadvertently applied to the wrong account
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