PRIVACY POLICY

INTRODUCTION

Thank you for visiting a [name of website].  As a valued customer, we want to ensure your private information is kept private.  We recognize the importance of protecting the privacytextclass of our customers and have created the following policy to ensure that our procedure for handling information learned about you is in compliance with federal law.  This document explains our privacytextclass policy and gives you reasons why we ask for the type of information we do.  This notice is provided to you as required by the federal Privacy Law.  Please take a moment to read this entire policy, and be assured that our continued commitment to the protection of your privacytextclass is of the utmost importance.

COLLECTION OF INFORMATION

The purchase or lease of a motor vehicle requires considerable accumulation of nonpublic personal information.  In connection with your transaction, [name of website] and its subsidiaries may obtain information about you as described in this notice.  This information will be handled with strict attention to your privacytextclass as stated in this notice.

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications, from this website, and from other forms or information taken over the telephone,

• Information about your transactions with us, our affiliates or others; and,

• Information we receive from a consumer-reporting agency.

PROTECTING YOUR INFORMATION

We safeguard nonpublic personal information according to established industry standards and procedures.  We maintain physical, electronic and procedural safeguards and restrict access to nonpublic personal information about you to only those employees who need access to that information to provide products or services to you.  We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or this privacytextclass policy.

INFORMATION SHARING

We may disclose all of the information we collect, as described above, to our affiliates, affiliated third parties and non-affiliated third parties.  We share information:

• As permitted by law.  For example, this may include a disclosure in connection with a subpoena or similar legal process, a fraud investigation, recording motor vehicle registration and other documents in public records, an audit or examination, or the sale of your account to another financial institution.  This also includes transmitting new-vehicle purchase/lease information to the factory as required by law.

• For purposes of processing a sale or lease transaction as you authorize or request, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or for verification of insurance coverage information.  We may also disclose information to third party insurance agents to help you obtain insurance for your vehicle.

• When using outside service providers to help us provide you with products and services such as insurance companies and companies that provide extended warranty or service contracts.  This includes companies involved in joint marketing agreements.  We also may use non-affiliated third parties to ensure that you receive timely maintenance reminders and other helpful notices for your new or used vehicle.  Before providing information to our service providers, we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

• With affiliated companies.  Companies that are affiliated with us include any company that controls us, any company that we control, or any company under common control with us, as permitted by the Fair Credit Reporting Act (FCRA).

Disclosure of this type of information is necessary to provide you with superior goods and services in a cost effective manner.  We want to make sure your buying or leasing experience is a pleasant one and that you have all of our helpful services and products available to you before and after delivery of your vehicle.  Thank you for reading this notice and learning about our privacytextclass policy.

If you have any questions regarding this policy or the way we safeguard your private information please call (760) 945-9900 extension 11406, during normal business hours.